Welcome to Cotswold Mortgage Solutions
The Covid-19 situation is changing on a daily basis and we continue to adapt our service to ensure our continued support to you.
Our priority remains the wellbeing of our staff balanced with looking after our clients and ensuring we continue to provide them with the service that they have come to expect from us. We are closely monitoring the developing situation and will continue to follow official guidelines.
The good news, at this time, is that banks are allowing you relief around paying your mortgage. Should you have concerns around meeting your future mortgage payment, you may be eligible to have a payment holiday. The period at present for this concession is 3 months. We have been advised by some mortgage lenders that a payment holiday will not affect your credit report. Should you need to do this please Google your mortgage lender’s name, followed by ’Payment Holiday’, and follow the instructions. They will be able to advise you if taking a Payment holiday would impact your credit rating, moving forward.
If your mortgage rate is due to expire within the next 4 months, please contact us before arranging a payment holiday so we can discuss your options. We will not charge to help you with this:
Taking a payment holiday may impact your ability to easily elect a cheaper product.
Insurance solutions are available to protect your mortgage in the event of death, being critically ill, or being unable to work because of accident of sickness. Please do get in touch with us so that we can help you construct a solution, appropriate for your circumstances, if you have not already done so.
A service we offer. Please contact Avron, in this regard, so that you can ensure in the event of death your wishes are acted on, avoiding delays and potentially paying unnecessary taxes.
Please all, stay safe and well.
Making your tomorrow, today
Here at Cotswold Mortgage Solutions we want to help your dream become a reality. Whether that’s a first time buyer, wanting to get on the property ladder, or helping you move home or even just ensuring your family will be secure in the event of your death, making your tomorrow, today but without the hassle, is what we are all about.
‘The team’ is born from the company, Cotswold Financial Planning. We are delighted to say, that the ‘mortgage and protection’ team are going it alone, as a new company, Cotswold Mortgage Solutions. So rest assured we are the same team.
At Cotswold Mortgage Solutions, we believe offering that personal service is our forte, getting to know our clients and needs is the key to our success. Building relationships is what we are all about.
We advise, not only on mortgages but also on protection matters too. Buying a home can be a complex matter and ensuring you are able to stay in your home should anything happen to you is just as important but often pushed to one side.
We are a firm of advisers based in Oxfordshire and service our clients right across the UK. Our advisers have over 30 years’ experience in the ever changing mortgage and protection market.
We have ample courtesy parking available at our office.
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